National Consumers League

Personal Finance

Hot Topics in Personal Finance

Countdown to 2012 LifeSmarts National event is on!

Personal finance iconEighteen years in, and NCL’s LifeSmarts program is still going strong, successfully doing what it set out to do all those years ago: shine a spotlight on consumer education, provide a fun, meaningful competition for students and educators, and teach us all something in the process. The countdown to this year's national event in Philadelphia has begun, so if you aren't familiar yet with the exciting, engaging program, here's your chance to learn more.

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Prizes/Sweepstakes bump fake checks as top scam

Image of mailbox filled with dollar billsThe data is in! NCL's Fraud Center has released the Top 10 scams of 2011, and bogus prizes and sweepstakes have bumped fake check scams to take the #1 spot. Also on the rise, and a concern for advocates, is that scammers posing as loved ones and preying on victims' emotions, like the Grandfather Scam we've reported on in recent months, are on the rise.

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Cruise drama highlights vacation risks

Image of cruise liner on oceanThe dramatic story of thousands of passengers stranded on a power- and plumbing-less Carnival cruise ship in the Carribean has many consumers wondering not only about cruise ship safety, but also their rights as passengers. What exactly are you risking when purchasing a vacation getaway?

Read more: Cruise drama highlights vacation risks