National Consumers League

Personal Finance

Hot Topics in Personal Finance

Target data breach a wake-up call for retailers, policymakers

Close-up of credit card numbersThe period between Thanksgiving and Christmas is the busiest shopping time of the year. This past holiday season wasn’t quite so bright for Target Corp. One of America’s largest retailers, the company suffered the second biggest data breach in U.S. history when data from 40 million credit and debit cards was stolen by hackers. Think you might have been affected?

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Tips for safe, healthy, joyous holiday season

 Shopping mall during the holidaysThe holiday season is a joyous time of year—but it’s not without potential consumer hazards. For years, NCL has offered advice for protecting your health and wallet during the holidays, ranging from tips on serving delicious and safe meals, to avoiding falling victim to charity scams, and making sure seasonal workers know how to identify wage theft. This year, our gift to our readers: a roundup of NCL’s best holiday advice.

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Travel plans need to change? Airlines see dollar signs

 Man on cell phone at airportA central fact of life is that sometimes things happen that consumers can’t expect or plan for. This can make planning for a vacation or other travel a tricky endeavor for even the most careful consumer. An unexpected family illness or injury, for example, could mean that flights to Disneyworld need to be rescheduled or cancelled altogether.  What is a consumer to do? Consider travel insurance? Not so fast.

Read more: Travel plans need to change? Airlines see dollar signs